Lorraines Last Blessing Financial Solution LLC ("Lorraines Last Blessing," "we," "us," or "our") provides coaching, training, and financial solution programs, including communications via SMS (text messages), email, and other platforms (collectively, the "Program"). By accessing or using our Program, including signing up for SMS notifications, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, you may not access or participate in the Program.
We reserve the right to update, change, or replace any part of these Terms and Conditions at any time. We will notify you of changes by updating the "Effective Date" at the top of this document. Your continued use of the Program after changes constitutes your acceptance of those changes.
1. Eligibility
Participants must be at least 18 years old. By enrolling, you represent and warrant that you meet this requirement.
2. Program Access and Use
Access to the Program is granted upon registration and payment of any applicable fees.
You agree to provide accurate, current, and complete information during registration.
You are responsible for maintaining the confidentiality of your account credentials and all activity under your account.
You may not share your login credentials with others.
3. SMS and Messaging Use
By providing your mobile phone number, you consent to receive SMS messages related to your participation in the Program. This may include:
Program updates and reminders
Promotions and offers related to our services
Surveys, polls, or feedback requests
Message & Data Rates: Standard messaging and data rates may apply from your mobile carrier.
Opt-Out Instructions: You may opt out of receiving SMS messages at any time by replying STOP to any message or contacting our support team. After opting out, you may still receive non-promotional messages regarding account or billing issues.
Carrier Liability Disclaimer: We are not responsible for any fees, charges, or limitations imposed by your mobile carrier, including delivery failures.
4. Payment and Refunds
All fees for the Program must be paid in full before access is granted.
Payment methods are subject to verification and approval by our payment processor.
Refunds, if applicable, are governed by our Refund Policy [link to Refund Policy].
5. Intellectual Property
All content, materials, training modules, and resources provided through the Program are owned by Lorraines Last Blessing or its licensors and are protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, publicly display, or create derivative works from any Program materials without prior written permission.
6. User Conduct
You agree not to:
Use the Program for any unlawful purpose or in violation of applicable laws.
Interfere with or disrupt the integrity of the Program.
Attempt to gain unauthorized access to other users’ accounts or Program systems.
Post or transmit harmful, abusive, or offensive content.
7. Limitation of Liability
The Program is provided “as is” and “as available.”
Lorraines Last Blessing is not responsible for any direct, indirect, incidental, special, or consequential damages arising from your use of the Program.
We do not guarantee specific results from participation in the Program.
8. Disclaimer of Warranties
The Program is for educational and informational purposes only.
We make no warranties regarding the accuracy, reliability, or completeness of the Program content.
You acknowledge that you participate in the Program at your own risk.
9. Termination
We may terminate or suspend your access to the Program at any time, without notice, for conduct that we believe violates these Terms and Conditions or is harmful to other users or the Program.
10. Privacy Policy
Your use of the Program is also governed by our Privacy Policy, which can be found here: Privacy Policy
11. Contact Us
If you have questions, concerns, or need support regarding the Program or SMS messages, please contact us at:
Lorraines Last Blessing Financial Solutions, LLC
Email: [email protected]