Lorraines Last Blessing Financial Solutions, LLC (“Lorraines Last Blessing,” “we,” “us,” or “our”) values your privacy. This Privacy Policy explains how we collect, use, share, and protect your information when you access or use our programs, services, or communications, including SMS messages. By using our Program, you agree to this Privacy Policy. If you do not agree, please do not use our Program.
We may update this Privacy Policy periodically. Changes will be reflected by updating the “Effective Date,” and continued use of the Program constitutes acceptance of any changes.
1. Information We Collect
We collect information to provide and improve our services, including:
Personal Data: Information you voluntarily provide, such as your name, email address, phone number, billing details, and demographic information (age, gender, location, interests) when registering, purchasing services, or participating in Program activities.
Derivative Data: Information automatically collected when you use the Program, including IP address, browser type, operating system, access times, and pages viewed.
Financial Data: Payment information provided during transactions. Most financial data is securely processed by our payment processor [Payment Processor Name(s)], and we store only limited payment information.
Mobile Information: Device-specific data, such as carrier, device ID, and location information if enabled on your device.
2. How We Use Your Information
Your information is used to:
Create and manage your account
Deliver personalized services, updates, and support
Process payments and fulfill transactions
Send Program updates, offers, and promotions
Monitor usage to improve functionality and user experience
Prevent fraud, unauthorized access, and other illegal activities
Respond to inquiries, feedback, or disputes
3. SMS Opt-In and Communications
By providing your mobile number, you consent to receive SMS messages for Program updates, reminders, promotions, and surveys.
Message & Data Rates: Standard messaging and data rates may apply based on your carrier.
Opt-Out: Reply STOP to any SMS message or contact our support team. After opting out, you may still receive non-promotional messages regarding account or billing updates.
4. Cookies and Tracking
We may use cookies, web beacons, and similar technologies to enhance your experience, track usage, and gather analytics. You can manage cookie preferences through your browser settings. Disabling some cookies may affect Program functionality.
5. Data Security and Handling
We implement reasonable administrative, technical, and physical safeguards to protect your information. While we strive to protect your data, no system is completely secure, and we cannot guarantee absolute protection against unauthorized access, disclosure, or misuse.
6. User Rights
You have the right to:
Access, review, and update your account information
Request deletion of your personal data (subject to legal or contractual obligations)
Opt out of marketing communications
Object to certain data processing
Requests can be submitted by contacting us as below.
7. Mobile Information Sharing
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, excluding aggregators and providers of the Text Message services.
8. Children
We do not knowingly collect information from or market to children under 13. If you believe we have inadvertently collected such information, please contact us to have it removed.
9. Contact Us
For questions, concerns, or requests regarding this Privacy Policy or your personal data:
Lorraines Last Blessing Financial Solutions, LLC
Email: [email protected]